POST /beta/ewa_report/v1/get
The /beta/ewa_report/v1/get endpoint provides an Earned Wage Access (EWA) score that quantifies the delinquency risk associated with a given item. The score is derived from a combination of cashflow patterns and network-based behavioral features.
The response returns a list of EWA scores, where each score corresponds to a potential advance amount range. These scores estimate the likelihood of repayment for advances within that range.
Score range: 1–99
Interpretation: Higher scores indicate a greater likelihood of repayment.
This endpoint enables clients to assess repayment risk and make data-driven decisions when determining eligibility or limits for earned wage advances.
Servers
- https://production.plaid.com
- https://sandbox.plaid.com
Request headers
| Name | Type | Required | Description |
|---|---|---|---|
Content-Type |
String | Yes |
The media type of the request body.
Default value: "application/json" |
Request body fields
| Name | Type | Required | Description |
|---|---|---|---|
client_id |
String | No |
Your Plaid API |
access_token |
String | Yes |
The access token associated with the Item data is being requested for. |
secret |
String | No |
Your Plaid API |
How to start integrating
- Add HTTP Task to your workflow definition.
- Search for the API you want to integrate with and click on the name.
- This loads the API reference documentation and prepares the Http request settings.
- Click Test request to test run your request to the API and see the API's response.