POST /cra/check_report/network_insights/get

This endpoint allows you to retrieve the Network Insights product for your user. You should call this endpoint after you've received a CHECK_REPORT_READY or a USER_CHECK_REPORT_READY webhook, either after the Link session for the user or after calling /cra/check_report/create. If the most recent consumer report for the user doesn’t have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling /cra/check_report/create.

If you did not initialize Link with the cra_network_attributes product or have generated a report using /cra/check_report/create, Plaid will generate the attributes when you call this endpoint.

Servers

Request headers

Name Type Required Description
Content-Type String Yes The media type of the request body.

Default value: "application/json"

Request body fields

Name Type Required Description
user_token String No

The user token associated with the User data is being requested for. This field is used only by customers with pre-existing integrations that already use the user_token field. All other customers should use the user_id instead. For more details, see New User APIs.

client_id String No

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

options Object No

Defines configuration options to generate Network Insights

options.network_insights_version String No

The version of network insights

Valid values:

  • "NI1"
third_party_user_token String No

The third-party user token associated with the requested User data.

secret String No

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

user_id String No

A unique user identifier, created by /user/create. Integrations that began using /user/create after December 10, 2025 use this field to identify a user instead of the user_token. For more details, see new user APIs.

How to start integrating

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