POST /cra/monitoring_insights/subscribe

This endpoint allows you to subscribe to insights for a user's linked CRA items, which are updated between one and four times per day (best-effort).

Servers

https://production.plaid.com
https://sandbox.plaid.com

Request headers

Name	Type	Required	Description
`Content-Type`	String	Yes	The media type of the request body. Default value: "application/json"

Request body fields

Name	Type	Required	Description
`income_categories[]`	Array	No	Income categories to include in Cash Flow Updates. If empty or `null`, this field will default to including all possible categories.
`user_token`	String	No	The user token associated with the User data is being requested for. This field is used only by customers with pre-existing integrations that already use the `user_token` field. All other customers should use the `user_id` instead. For more details, see New User APIs.
`client_id`	String	No	Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
`webhook`	String	Yes	URL to which Plaid will send Cash Flow Updates webhooks, for example when the requested Cash Flow Updates report is ready.
`secret`	String	No	Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
`user_id`	String	No	A unique user identifier, created by `/user/create`. Integrations that began using `/user/create` after December 10, 2025 use this field to identify a user instead of the `user_token`. For more details, see new user APIs.
`item_id`	String	No	The item ID to subscribe for Cash Flow Updates.

How to start integrating

Add HTTP Task to your workflow definition.
Search for the API you want to integrate with and click on the name.
- This loads the API reference documentation and prepares the Http request settings.
Click Test request to test run your request to the API and see the API's response.